Investor Guide
Fix-and-flip financing in Southern California.
The right financing can make or break a flip. Here are the common ways investors fund fix-and-flip projects in Greater LA and Orange County, and what to weigh with each.
Your options
Ways to fund a flip
Hard money loans
Short-term, asset-based loans built for flips — fast to close, higher rates, ideal when speed wins the deal.
Private capital
Funds from private lenders or partners, often more flexible on terms than a bank.
Platform capital
Newer platforms like FlipOS are built to help investors manage and streamline their flips.
Choosing
What to weigh
Speed to close
In a competitive market, the ability to close fast is often worth more than a slightly lower rate.
Total cost
Add up points, interest, and fees against your holding period — not just the headline rate.
Leverage
More leverage boosts returns but raises risk if the project slips. Match it to your experience.
In partnership with FlipOS
FlipOS is a partner platform built for real-estate investors — a faster way to manage house flips across Southern California. If financing is your bottleneck, it’s worth a look. Explore FlipOS ↗︎
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